Multifamily Housing
We create customized multifamily, bridge and permanent loans to help meet your financing needs. Our team is dedicated to providing consistent, high-quality service throughout the lending process and life of your loan.
Why Choose M&T Realty Capital Corporation
We are 1 of 5 US-based lenders offering Fannie Mae, Freddie Mac, FHA, bridge loans, life company, debt funds and other capital source relationships
Our parent company, M&T Bank, is one of the largest commercial real estate lenders in the United States. We leverage the power of our balance sheet and other financial services to provide a wide array of resources to fit our clients’ needs.
Our portfolio continues to grow year over year, closing $5.2B in loans in 2022
What We Offer
An array of loan options for a variety of property types:
FHA Loan
As one of the nation’s leading firms providing FHA-insured multifamily mortgages and an approved MAP lender with 30+ years of experience, we offer specialized boutique services curated to our clients’ needs. Our access to different loans allows us to be nimble and comprehensive with financing for acquisitions, refinances, new construction, substantial rehabilitation for market rate, affordable and mixed income multifamily properties.
Bridge Loans
We offer a competitive Multifamily Bridge Loan Program aimed at providing customers with shorter-term financing solutions as a bridge to closing on an agency or life company execution. Our program is best for deals between $25MM to $50MM with a maximum leverage ratio of 75% as well as light transitional multifamily properties that need up to $20,000/unit of renovations or new properties being leased up.
Life Company
Our long-standing relationships with numerous life insurance company investors gives us flexibility during the term of your loan. We understand how best to work with balance sheet lenders to secure the right financing solutions for permanent and construction/permanent multifamily properties. These loan sizes range from $2MM to $300MM+.
Affordable Housing
We specialize in providing the liquidity for construction and bridge financing, as well as loan options through Fannie Mae, Freddie Mac, and FHA.
M&T Bank Commercial Real Estate
Our full suite of tailored products is backed by M&T Bank, one of the largest commercial banks in the US. Our access to a full range of balance sheet lending enables us to offer extensive options to our clients regardless of their complex financial needs.
M&T Realty Capital Corporation is a wholly-owned subsidiary of M&T Bank. "DUS®" is a registered trademark of Fannie Mae. "OptigoSM" is a registered trademark of Freddie Mac.
All loans and all terms referenced herein are subject to receipt of a completed application, credit approval and other conditions.
