Multifamily Housing

We create customized multifamily, bridge and permanent loans to help meet your financing needs. Our team is dedicated to providing consistent, high-quality service throughout the lending process and life of your loan.

Why Choose M&T Realty Capital Corporation

We are 1 of 5 US-based lenders offering Fannie Mae, Freddie Mac, FHA, bridge loans, life company, debt funds and other capital source relationships
Our parent company, M&T Bank, is one of the largest commercial real estate lenders in the United States. We leverage the power of our balance sheet and other financial services to provide a wide array of resources to fit our clients’ needs.

What We Offer

An array of loan options for a variety of property types: 

Fannie Mae & Freddie Mac

As an approved Fannie Mae DUS® and Freddie Mac Optigo® lender since 1989 we finance the largest and most complex deals in the market utilizing structured finance products. Our team navigates green products offered by Fannie Mae and Freddie Mac so you can enjoy the benefits of a lower interest rate. We will also take steps to help lock in your rate early.
As one of the nation’s leading firms providing FHA-insured multifamily mortgages and an approved MAP lender with 30+ years of experience, we offer specialized boutique services curated to our clients’ needs. Our access to different loans allows us to be nimble and comprehensive with financing for acquisitions, refinances, new construction, substantial rehabilitation for market rate, affordable and mixed income multifamily properties.
We offer a competitive Multifamily Bridge Loan Program aimed at providing customers with shorter-term financing solutions as a bridge to closing on an agency or life company execution. Our program is best for deals between $25MM to $50MM with a maximum leverage ratio of 75% as well as light transitional multifamily properties that need up to $20,000/unit of renovations or new properties being leased up.
Our long-standing relationships with numerous life insurance company investors gives us flexibility during the term of your loan. We understand how best to work with balance sheet lenders to secure the right financing solutions for permanent and construction/permanent multifamily properties. These loan sizes range from $2MM to $300MM+.

Affordable Housing

We specialize in providing the liquidity for construction and bridge financing, as well as loan options through Fannie Mae, Freddie Mac, and FHA.

M&T Bank Commercial Real Estate

Our full suite of tailored products is backed by M&T Bank, one of the largest commercial banks in the US. Our access to a full range of balance sheet lending enables us to offer extensive options to our clients regardless of their complex financial needs.

Contact Our Multifamily Housing Experts

Mark Gould

Co-head of National Production

Joe Pizzutelli

Co-head of National Production

Sandy DeFelice

FHA Platform Manager

M&T Realty Capital Corporation is a wholly-owned subsidiary of M&T Bank. "DUS®" is a registered trademark of Fannie Mae. "OptigoSM" is a registered trademark of Freddie Mac.
All loans and all terms referenced herein are subject to receipt of a completed application, credit approval and other conditions.