Committed to Affordable Housing
As part of M&T Bank, we have access to a breadth of financing options making us a leading affordable housing capital provider.
Why Choose M&T Realty Capital
Expertise Along with An Array of Products & Services
- Ranked in the Top 25 Affordable Housing Lenders nationally by Affordable Housing Magazine for 2024.
- Dedicated affordable housing licenses with Fannie Mae (MAH) and Freddie Mac (TAH).
- We offer a full service model with all the tools and guidance to support your specifc needs throughout the loan process.
- We are a leading national affordable housing capital provider.
Source: https://www.housingfinance.com/Finance/ahf-top-25-lenders-uncertain-for-longer_o
What We Offer
We are here to listen and help you identify the right solution.
Loan Products
Different options are available to finance your unique project
- Fannie Mae – Multifamily Affordable Housing (MAH)
- Freddie Mac – Targeted Affordable Housing (TAH)
- FHA
- Private Placement Execution (Construction to Permanent)
- Bridge
- CDFI Placement
Property Types
Our experts understand what solutions are right for your real estate
- Section 8 HAP Contract Properties
- Tax-Exempt Bonds / 4% LIHTC
- 9% LIHTC
- RAD Properties
- Workforce Housing
- NOAH Properties
From New Construction to Rehabilitation Loans
We offer customized financial solutions to meet your specific affordable housing needs.
- Non-recourse
- Forward Committed Permanent Loans
- Longer amortization up to 40 years
- Higher leverage up to 90% LTV
- Fixed Rate Executions (some with early rate lock options)
- Floating Rate Executions
Leveraging the Power of the M&T Bank Balance Sheet
As part of M&T Bank we have access to a breadth of financing options.
- Construction Loans
- Bridge Loans
- LIHTC Equity
- Equity Bridge Loans (LIHTC)
- PreDevelopment Loans
- Lines of Credit
- Letters of Credit
Sean Cullen
Affordable Housing Platform Manager
Sandy DeFelice
FHA Platform Manager
