Welcome to M&T Realty Capital Corporation
We create personalized commercial mortgage banking solutions to meet your needs, while working to provide consistent, high-quality service throughout the lending process and life of your loan.
The M&T Advantage
More than 40 years of experience delivering creative financial solutions
We are a US-based bank offering Fannie Mae, Freddie Mac, FHA, bridge loans, life company, debt funds and other capital source relationships
Unique capability of offering a proprietary multifamily and seniors housing bridge loan program to our clients
Our parent company, M&T Bank, is one of the pre-eminent commercial real estate lenders in the United States.
Our financial strength and industry knowledge helps meet your unique banking needs with experts to support your investments through Wilmington Trust
2024 Accomplishments
#10 Freddie Mac Producer for 2024
#4 Freddie Mac Seniors Housing Producer in 2024
#4 Fannie Mae Seniors Housing Producer in 2024
#9 HUD Healthcare Lender in 2024
Creative, Responsive, Effective Solutions
WHAT WE OFFER
We service more than $4B in multifamily loans nationally.
Featured Capital Sources
- Fannie Mae
- Freddie Mac
- FHA
- Life Company
- Bridge Loans
Affordable Housing
We are a leading national affordable housing capital provider.
Featured Capital Sources
- Fannie Mae MAH
- Freddie Mac TAH
- FHA
- Private Placement
- Bridge Loans
- CDFI Placement
Healthcare and Senior Housing
We are a Top 10 Fannie Mae and Freddie Mac Seniors Housing lender.
Featured Capital Sources
- Fannie Mae
- Freddie Mac
- FHA
- Life Company
- Bridge Loans
Commercial Real Estate
We place various forms of debt execution through numerous sources of capital.
Featured Capital Sources
- Life Company
- Bridge Loans
- Debt Funds
M&T Bank Commercial Real Estate Services
Our parent company, M&T Bank (NYSE: MTB), is one of the pre-eminent commercial real estate lenders in the United States. We offer our customers a long-term, full-service banking relationship that includes a wide range of banking and lending solutions, bringing the power of our institutional balance sheet products and project-level balance sheet products to you.
Recent Deals
M&T Realty Capital Corporation services a portfolio of more than 1,500 loans totaling over $28B. We are excited to highlight some of our most recent deals and are here to learn more about your specific financial needs.
FANNIE MAE
$52.5 Million
Refinance
191-unit Retirement Community
FREDDIE MAC
$35.5 Million
Refinance
145-unit Multifamily
LIFE COMPANY
$73 Million
Villages at Berlin
FHA
$10.55 Million
Construction Take Out
62-unit Multifamily
AFFORDABLE HOUSING
$60 Million
Park Morton
Resources & Insights
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Full range of depository, payment solutions, and treasury management products and services.
Articles & Insights
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Upcoming Events
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The M&T family of companies is our advantage. In addition to offering Agency, FHA, life company, bridge loans, and debt funds through M&T RCC, we are also able to provide clients with treasury, investment banking, and trustee services. M&T RCC is one of a few bank-owned lenders offering this breadth of capabilities. 
Michael Edelman, President and Chief Executive Officer